Retirement savings for the self-employed

A number of people have asked me how I’m saving for retirement now that I’m self-employed, and several more asked yesterday when I mentioned that I was signing up for a SEP-IRA. In order to clarify everything, here’s exactly how I’m saving for retirement as a self-employed writer.

How Little Moves Now Can Create Huge Effects Later

I often write about how a person can save a few dollars here and a few dollars there by making a few little changes in their life. For some of my readers, this seems pointless, and they’re quite happy to tell me so. “Why bother saving $3?” they’ll ask.

Saving Money Versus Saving the World

A reader wrote in the following question: How should we balance frugality with social/environmental responsibility?

The First Money Talk: A Conversation Every Couple Needs to Have

At some point, as a relationship grows and becomes more serious between two people, questions begin to arise about long-term plans, particularly as it begins to become clear that at least a significant portion of two lives are going to overlap and become one.

Is Investing in Individual Stocks Merely Gambling - Or Something More?

Investing in individual stocks is basically gambling pretty much sums up the way I've felt since I tried investing in stocks. But is that the right lesson to take away from the experience?